ART-BANK retail banking system"Credits" module allows to automize all the processes connected with consumer and mortgage loans.
ART-BANK provides everything necessary for filling in the borrower's form. Decision-making support system makes preliminary assessment of the borrower applying the credit scoring method. The system goes with well-developed borrower assessment methodology, moreover, while deployment, we add some parameters and assessment rules according to norms adhered to in the bank.
Loan amortisation programmes available:
"LOAN MODULE" OPPORTUNITIES
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Work not only with retail "product" loans but also with individual loans to individual and legal persons. |
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Integration with various external systems - loan offices, state service bases, external scoring, etc. |
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Cross-products: integration with other modules (Cards, Deposits, etc.) - developed both by our company and the others. |
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Possibility to create an individual amortisation schedule indicating certain amounts and amortisation dates. |
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Creation of new amortisation schedule for the rest of the amount under condition of advanced repayment of a credit part. |
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Support of all known on the market intrest calculation schemes - simple interests, annuity as well as other schemes. |
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Prescoring mechanism application for prior frequency definition of receiving credit for certain customer. |
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For every type of credit the corresponding scoring model with its set of parameters and its weighting coefficients on every parameter is available. |